How Does Rent to Own Work? 

Rent To Own (RTO) requires no credit checks and is simply a month to month rental agreement that offers a pathway to ownership. Once the rental term agreement has been fulfilled you get the building to keep. No penalty for returns or early payoffs. See our “Purchase Options” page for more information.

How Do I Make Rent To Own Payments?

On your rental agreement you’ll see the contact information for your rental company. Call, email or go online to the listed information to set up and manage your account. You will be able to see multiple payment options available to you.

How Does 90 Days Same as Cash Work?

All our rent-to-own agreements include a 90 Days Same As Cash option.

During the first 90 days, your early purchase option (EPO) price will be the Cash Price less 100% of rental payments made(not including any taxes or fees), plus tax and any unpaid amounts you owe us. The payoff must be paid by check, ACH, or money order, otherwise a convenience fee up to 5% may be applied.

Do You Offer a Warranty?

Yes! We’re proud to offer the industry’s first 10-year warranty. Every building is constructed with premium LP® engineered products and backed by our guarantee for both materials and workmanship. This ensures long-lasting durability and peace of mind for years to come. Please note, the warranty does not cover damage caused by misuse, neglect, alterations, or acts of nature. Any building that has been improperly maintained or modified may also be exempt from warranty coverage.

Do You Require a Deposit 

For Lease, RTO National typically requires your first month’s rent in advance prior to delivery or installation of your purchase.

For Finance, we offer 100% financing with approved credit.

Can I Pay Off Early

Yes, you can pay off your contract at any time with no penalties.

What Happens if I Can't Make a Payment 

A Lease Contract is a month-to-month Agreement. You can terminate your contract at any time. Just call us and we will schedule a convenient time to retrieve the unit.

How Long is a Typical Rent To Own 

Terms vary. Contact your  dealer for specific details about rental terms and monthly payment amounts.